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Ensuring our Clients have the protection they need. 
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Group Health

KIW is an independent insurance agency located in Louisville Kentucky offering insurance protection throughout Kentucky, Indiana, Tennessee, Florida, Ohio, Illinois, Georgia, Kansas, Arkansas and Texas.  

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Our Commitment

We understand that you can't apply a one size fits all approach when it comes to insurance.  Our agents are committed to helping all of our clients get the right protection for their insurance needs.  As a locally owned independent agency, we have relationships with multiple carriers so that we can compare protection and prices to find the best coverage and value for you. 

Meet the Team

Our licensed insurance agents know insurance and can explain the complexities of insurance in simple terms, helping you make smart decisions. They make a career out of assessing each client’s unique insurance needs and matching them with the insurance company best equipped to meet those needs at a price that fits their budget.




I'm a small business owner. Two years ago, I was without insurance, and found myself needing surgery. I was outside the open enrollment window for everything. No one would help me. I received Allison Luckett's name, and she took my under her wing immediately putting me at ease. She was able to get me set up with a small group plan through my business. Since then, she's always been available for questions and support. -- Jodi, TW

“The first person I thought to call after my accident was my KIW Advisor and I'm so glad I did. My agent stayed on the phone with me during the entire claims process. She made sure my car was towed and that a rental car was provided."  Jennier L. 

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